tbi bank is a mobile-first challenger bank in Southeast Europe and a regional leader in alternative payment solutions, building an ecosystem by combining financing and shopping to address customers’ needs end-to-end. It supports merchants in growing their business while offering consumers convenient, flexible financial products and services that simplify everyday life. The bank operates in Bulgaria, Romania, Greece, and Germany, partners with over 38,000 merchants, serves 2.7M clients, and issued over 1M loans in 2025.