RYVYL (EU) EAD has been established for over 20 years in the Acquiring and Issuing industries, servicing clients since 1998 (formerly known as TBI Credit and Transact Europe). The Company holds full membership licenses from VISA and MasterCard for Issuing and Acquiring and is regulated by the Bulgarian National Bank. The provided services are fully compliant with the strict standards of the Bulgarian National Bank and EU directives, as well as with the MasterCard, Visa, and Union Pay regulations.