United Bulgarian Bank (UBB) is part of the Belgian KBC Group, the largest bancassurance group in Bulgaria. The bank offers a full range of banking, insurance, leasing, asset management and pension services through its integrated financial ecosystem. UBB is recognized for its advanced digital capabilities via UBB Mobile and UBB Online, its customer‑centric approach, ESG policies, and the highest long‑term credit rating in Bulgaria – A‑ with Positive Outlook, according to Fitch Ratings.